Our company sells insurance and we'd like to offer annual renewals via Apple Pay on the Web. Most of the docs seem to point towards using recurringpaymentrequest but this method required an amount value which would only be calculated at renewal time.
It appears that Shopify is doing something akin to what we want where they do auto payments so my question is can we do annual payments with unknown renewal prices with Apple Pay for Web ?
What we cannot do is show the renewal price like this as it being insurance is almost certain to change.
This is our current code which works but won't get past the regulator.
const applePayPaymentRequestAnnual = {
countryCode: 'GB',
currencyCode: 'GBP',
supportedNetworks: ['visa', 'masterCard'],
merchantCapabilities: ['supports3DS'],
requiredBillingContactFields: ['postalAddress', 'email'],
requiredShippingContactFields: ['phone'],
recurringPaymentRequest: {
paymentDescription: 'Annual Insurance Renewal',
regularBilling: {
label: 'Annual Renewal Premium',
amount: price,
paymentTiming: "recurring",
recurringPaymentIntervalUnit: "year",
recurringPaymentStartDate: year + "-" + month + "-" + day + "T00:00:00.000Z",
type: 'final'
},
managementURL: window.location.protocol + '//' + window.location.host + '/manage-policy',
tokenNotificationURL: window.location.protocol + '//' + window.location.host + '/apple-pay-notifications'
},
lineItems: [{
label: alabel,
amount: price,
}],
total: { label: alabel, amount: price, type: "final" },
}
Apple Pay
RSS for tagDiscuss how to integrate Apple Pay into your app for secure and convenient payments.
Selecting any option will automatically load the page
Post
Replies
Boosts
Views
Activity
Hello! We use Apple's "master account" scheme to register new clients trough API due to the fact that the number of merchant IDs in a developer account cannot exceed 100 records. It's been almost a year since we successfully used the master account ( ex. "merchant.com.xxx") and register clients via Postman. At the moment, the certificates for the master merchant ID start to expire on July 11 which will affect all customers which is under Master ID. We know that when updating certificates at the identifier level(our master id), new universal identity certificate files that we use to send to the merchants (merchant_id.pem, privkey.key) will be generated for authentication on the merchant side, as well as a new keystore. Since many of our clients are integrated with current files and keystores and have live traffic, we would like to know—is it possible to update certificates on the master account without changing the keystores and certificate identities? The impossibility of this will entail a large gap when switching to new certificates. Thanks in advance for your answer.
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
I’m experiencing a strange issue with a newly created Subscription Group in my iOS app.
For all my existing subscription groups, everything works perfectly — initial purchase, renewals, cancellations, all notifications arrive normally.
But for this one newly created group, the first purchase never triggers any server notification from App Store Server Notifications (ASSN).
⸻
📘 Problem Summary
• I created a new Subscription Group in App Store Connect.
• The products are all Approved and Published for over a week.
• Users can successfully purchase the subscription in production.
• The purchase is shown as Purchased in the App Store purchase UI.
• The receipt can be fetched locally on device.
• But my server receives no notifications, including:
• DID_RENEW
• DID_CHANGE_RENEWAL_STATUS
• SUBSCRIBED
• ONE_TIME_CHARGE
• CONSUMPTION_REQUEST
• etc.
The old subscription groups still send notifications normally, so the notification URL and server infrastructure are correct.
Bank Accounts details are outdated and status is stack on processing with error: "Your banking updates are processing, and you should see the changes in 24 hours. You won't be able to make any additional updates until then."
This is now stack for a few years since we activated a previous Apple developer account. we must change banking details as it holds up development of an app with in-app purchases.
Finance department has been contacted and they do not answer
What shall we do? senior support staff keep referring to finance department and is not helping
Topic:
App & System Services
SubTopic:
Apple Pay
Hi Guys,
I am having an issue verifying a card when it is pending verification in the Apple Watch Wallet App and the iPhone Wallet.
When the user verifies the card in the wallets, they are redirected to verification in my APP. However, the problem is that I don't know which application is calling, whether it is the Apple Watch or the iPhone, because the URL sends me the same serialNumber from the PKPASS. It is impossible to know if the user wants to verify and activate the card on the watch or the iPhone.
Because I only receive the following information in the URL:
myapp://app-url?
passTypeldentifier=paymentpass.com.apple&action =verify&serialNumber=*****
The serialNumber is the same from the iPhone Wallet and the Watch Wallet.
func application(_ app: UIApplication, open url: URL, options:
[UIApplication.OpenURLOptionsKey : Any] = [:]) -> Bool
{
let source = options[.sourceApplication]
I try to retrieve the source, but it comes back null. It would be the only way to know the originating App.
Can someone help me solve this problem?
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
On my website, I have a button to make a payment via Apple Pay. When I click on it, the Touch ID window opens correctly. However, when I place my finger on the Touch ID, I get a payment error.
This issue only occurs in production mode. In sandbox mode, everything works perfectly.
Here is a log file :
log.txt
Thank you in advance for your help.
Cybersource production support has clarified issue as below
"On the BAD Case, it seems that the Apple Payload did not contain the "onlinePaymentCryptogram" object within the JSON. The Cryptogram is critical and mandatory.
Since the merchant cannot really control this, and since CYBS is just decrypting the payload and uses it, we cannot comment as to why it was missing.
The merchant would need to reach out to Apple and/or decrypt the payment themselves locally to check if and why this data was not present, for troubleshooting purposes."
Hi everyone,
I have a question regarding App Store approval. In my country, Apple In-App Purchases are not supported, so for users in unsupported regions we need to use a third-party payment provider. For countries where In-App Purchases are supported, we plan to use Apple IAP.
Could you please advise on the correct approach to ensure the app complies with App Store guidelines and can be approved?
Topic:
App & System Services
SubTopic:
Apple Pay
We’ve integrated in-app card provisioning into our application.
All required configurations have been completed, including:
Token Service Provider (TSP) setup
Certificates uploaded to the Apple Developer portal
While the card is successfully added to the Wallet app, our application is currently unable to retrieve or read the added passes.
Topic:
App & System Services
SubTopic:
Apple Pay
We have verified our domain but if the file is removed from the deployed site after verification will this impact using ApplePaySession.applePayCapabilities in real time?
We use that method from the JS api in our React app to determine whether or not to show the apple pay button.
When that function is called in the browser, do the apple servers ping the https://our.domain.com/.well-known/apple-developer-merchantid-domain-association URL at that time?
Or do they check for it periodically?
The reason for asking is that with our many environments we wonder if we can verify each environment's domain by adding the file once. The file will be wiped out by our CICD process as it goes up the environment stack through our development workflow.
Or do we need to maintain that file for each environment and add something to our build process?
Hi, When I try to add a card to wallet, I get this PKPassKitErrorDomain Code=2 error from my logs, and from the SysDiagnose, I get some more detailed error log
Error details:
Date: December 15, 2025
Time: 15:16 UTC
Request URL:
https://nc-pod9-smp-device.apple.com:443/broker/v4/devices/041B4183BA1490022104102123315131EBFE2BE7…
Response:
HTTP Status: 500 – Internal Server Error
Time profile: 0.505452 seconds
Response headers:
Server: Apple
Content-Type: text/html
X-Content-Type-Options: nosniffStrict-Transport-Security: max-age=31536000; includeSubdomainsDate: Mon, 15 Dec 2025 15:16:59 GMT
X-Frame-Options: SAMEORIGIN
X-XSS-Protection: 1; mode=blockCross-Origin-Opener-Policy: same-origin
Content-Length: 170 Connection: close
Response body:
Anyone have faced this problem before?
Hi,
You're here because you've had issues with your implementation of In-App Provisioning Extensions for Apple Pay In-App Provisioning or In-App Verification. To prevent sending sensitive credentials in plain text, create a new report in Feedback Assistant to share the details requested below with the appropriate log profiles installed.
Gathering Required Information for Troubleshooting Apple Pay In-App Provisioning or In-App Verification Issues
While troubleshooting Apple Pay In-App Provisioning or In-App Verification, it is essential that the issuer is able to collect logs on their device and check those logs for error message. This is also essential when reporting issues to Apple. To gather the required data for your own debugging as well as reporting issues, please perform the following steps on the test device:
Install the Apple Pay and Wallet profiles on your iOS or watchOS device. If the issue occurs on Mac, continue to Step 2.
Reproduce the issue and make a note of the timestamp when the issue occurred, while optionally capturing screenshots or video.
Gather a sysdiagnose on the same iOS or watchOS device, or on macOS.
Create a Feedback Assistant report with the following information:
The bundle IDs
App bundle ID
Non-UI app extension bundle ID (if applicable)
UI app extension bundle ID (if applicable)
The serial number of the device.
For iOS and watchOS: Open Settings > General > About > Serial Number (tap and hold to copy).
For macOS: Open the Apple () menu > About This Mac > Serial Number.
The SEID (Secure Element Identifier) of the device, represented as a HEX encoded string.
For iOS and watchOS: Open Settings > General > About > SEID (tap and hold to copy).
For macOS: Open the Apple () menu > About This Mac > System Report > NVMExpress > Serial Number.
The sysdiagnose gathered after reproducing the issue.
The timestamp (including timezone) of when the issue was reproduced.
The type of provisioning failure (e.g., error at Terms & Conditions, error when adding a card, etc.)
The issuer/network/country of the provisioned card (e.g., Mastercard – US)
Last 4 digits of the FPAN
Last 4 digits of the DPAN (if available)
Was this test initiated from the Issuer App? (e.g., yes or no)
The type of environment (e.g., sandbox or production)
Screenshots or videos of errors and unexpected behaviors (optional).
Important: From the logs gathered above, you should be able to determine the cause of the failure from PassbookUIService, PassKit or PassKitCore, and by filtering for your SEID or bundle ID of your app or app extensions in the Console app.
Submitting your feedback
Before you submit to Feedback Assistant, please confirm the requested information above is included in your feedback. Failure to provide the requested information will only delay my investigation into the reported issue within your Apple Pay client.
After your submission to Feedback Assistant is complete, please respond in your existing Developer Forums post with the Feedback ID. Once received, I can begin my investigation and determine if this issue is caused by an error within your client, a configuration issue within your developer account, or an underlying system bug.
Cheers,
Paris X Pinkney | WWDR | DTS Engineer
Is MANUAL_ENTRY mandatory for Apple Pay or may an issuer block it and rely only on PKAddPaymentPass?
We plan to set Manual PAN Entry Allowed = N and accept only issuer push provisioning (PKAddPaymentPass).
Is there any Apple Pay programme rule that obliges us to keep MANUAL_ENTRY enabled?
Will disabling it affect “Participating Issuer” listing?
Topic:
App & System Services
SubTopic:
Apple Pay
Recently, we completed a merger with our parent company.
We are currently integrated with Apple Pay in accordance with the “Apple Pay Payment Processing on the Web” guidelines.
Due to the change in the legal entity, we proceeded with the account migration process as outlined below:
Creation of a new Apple Developer account and a new Apple Pay Identifier
Removal of the Merchant Domain (dc2-web.happy.co.kr) from the existing Identifier
Registration of the Merchant Domain (dc2-web.happy.co.kr) under the new Identifier
Using the Merchant Domain registered under the new Identifier and the Apple Pay Merchant Identity Certificate issued from the new Identifier, we attempted to obtain an Apple Pay session by sending requests to the following endpoint:
https://apple-pay-gateway.apple.com/paymentservices/startSession
However, we are intermittently receiving failure responses with an HTTP 400 status code.
With regard to these intermittent failures, we would like to inquire whether there is any propagation delay on Apple’s servers when an Apple Pay Identifier is removed and re-registered under a new account, or if there could be any other possible causes for this behavior.
We would appreciate your guidance on this matter.
Topic:
App & System Services
SubTopic:
Apple Pay
We are facing an issue with Apple Pay address details while customers are placing orders on our production site.
By default, the following values are being passed during checkout:
First Name: ApplePay
Last Name: Express
Address: ApplePay Street
When we manually enter these same details, our validation correctly prevents the order from being placed and displays an appropriate error message. However, on our production site, real customers are still able to successfully place orders with these exact details.
Could you please help us understand:
How these orders are being allowed to proceed despite the validation?
Is this behaviour expected from Apple Pay ?
How can we prevent orders from being placed with such placeholder address details?
Please let us know if you need any additional information from our side.
We have also attached an image showing the address details and the corresponding order number for reference.
Thanks in advance for your support.
I am trying to play around on the Apple Pay demo page (https://applepaydemo.apple.com) and I am getting the following error response.
PaymentRequest AbortError: The operation was aborted.
I am using the Payment Request API
We are implementing Apple Pay on our website, but we only sell services and would prefer that the shipping address section of the Apple Pay modal doesn't require the shipping address and just show the billing address. Is there any way to achieve this?
I’m having an issue verifying a domain for a Merchant ID. I’m implementing Apple Pay on the web for a demo, and I’ve configured the Azure server to match Apple’s requirements for domain verification, such as the TLS configuration, not requiring client certificates, and ensuring there are no redirects.
I’ve run tests with OpenSSL and PowerShell and all responses return HTTP/1.1 200 OK. I also tested the URL Apple says it uses to validate the file under .well-known, and it does show the expected result.
I already have the Apple Pay Payment Processing Certificate and the Apple Pay Merchant Identity Certificate approved; the only thing missing is the domain verification. I’m not sure what else to test—if you could help me with a possible solution, I’d really appreciate it. (The project is built in .NET 8 and hosted on Azure App Service.)
Hi,
Somebody knows how to decode / decrypt emvData on Apple Pay e-commerce when paymentDataType=EMV?
Thanks.
Reference: https://developer.apple.com/documentation/passkit/payment-token-format-reference#Detailed-payment-data-keys-EMV
Hello,
Apologies if this has been asked before but I have a website that takes subscriptions and payments through PayPal. It's a platform where authors can sell ebooks and anyone who purchaes an ebook, the money goes pretty much directly from the buyer's PayPal to the seller PayPal through the use of PayPal Multiparty where my platform acts as a third party that takes a fee.
I'm currently building a React-Native app for my website and coming close to needing to integrate payment solutions. As far as I'm aware, Apple only allows Apple Pay payments for IAP and subscriptions? How would this work for my model? Can I integrate PayPal into Apple Pay like I do with my website? If not, what's the alternative?